Currently Browsing: Dave Ramsey 8 articles

David Lawrence Ramsey III is an American radio show host, author, and businessman. He takes your questions here each month.
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Can I Protect Myself Against Inflation?

Q. All the talk on the news about inflation is a little scary. Is there any way to protect yourself against it on a day-to-day basis? A. When people start talking about inflation, it seems like there are always some who want to start collecting gold, fill eve-ry container they own with gasoline and stick […]

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Teaching Children the Value of Work

What are your views on teaching children good work habits? Many of our friends don’t require their kids to help out or work around the house, but we both strongly feel that instilling a strong work ethic early in life is one of the best things you can do as a parent for your children. […]

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Dave Says: Make an Impact with Investing?

A friend recently mentioned something called impact investing to me. What exactly is this? How do impact investment funds perform, and what do you think about them? Impact investing generally aims to benefit society, while providing a profit for the investor, by investing in companies, funds and organizations that are aligned with causes, certain values […]

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Bless Them, Just Don’t Enable Them

My husband and I are both teachers, and we’re on Baby Step 7. We’re struggling with things where our wills are concerned. Three of our four adult children aren’t being wise with their money, and my husband and I disagree on how to talk to them about it and how it may affect us re-structuring […]

Don't People Already Know

Don’t Most People Already Know?

You talk a lot about budgeting, and how important it is in getting control of your money. But don’t most people already have a good idea of what they’re spending, and how much they have in the bank, without going through all the time and trouble of developing an actual budget? Well, if that were […]

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Dave Ramsey: Spending, Saving, & Giving

Reader Question… I was talking to a friend the other day, and I couldn’t remember what you said about the three good uses for money and why each is important. Would you go over them again? Dave Says… I’ve been doing this for a lot of years, and after all that time studying finance and […]

Obstacles and Answers Dave Says

Dave Ramsey: Obstacles and Answers to Financial Problems

In your mind, what are some of the biggest mental and emotional obstacles preventing people from addressing their financial problems? This is a great question! There are always circumstances beyond our control that can put us in a bad place, financially or otherwise, for a season. But to change your situation when it comes to […]

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Raising Them to Be Great Adults

Why do you seem to put so much emphasis on teaching young children about money? Isn’t there time for that later when they’re older? I firmly believe that one of the best ways you can make sure your kids are ready to face adulthood when the time comes is to teach them how to handle […]

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