Currently Browsing: Dave Ramsey 14 articles

David Lawrence Ramsey III is an American radio show host, author, and businessman. He takes your questions here each month.
dave-says-teen-pay-rent-may22

I Wouldn’t Go That Far

Our son is in high school, and he has a part-time job. He makes good grades, and we have always tried to teach him how to save and handle money according to your advice. He has even managed to set aside a few thousand dollars for college. My wife and I were talking the other […]

dave-ramsey-april22

Date Night Can Be Inexpensive AND Fun!

We’re trying to get control of our finances by living on a budget. We also have about $18,000 in debt we are trying to pay off. My husband brings home $3,400 a month, and I am currently taking care of our eight-month-old baby. We would like to have a date night once a month, and […]

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Where Should My Child Park His Money?

Our son is 13, and he has been doing some part-time work for a friend of the family. He makes $40 to $60 a week, and he would like to begin investing the majority of what he earns. Do you have a suggestion? Well, here’s the thing. At this point in his life, the goal […]

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A Sacrifice Will Be Required

Q. I bring home about $2,800 a month, and our mortgage payment is $1,100. We have been forced to take money out of our savings account occasionally over the last year or so to help pay the bills. My wife loves being a stay-at-home mom with our two preschool kids, but even she is talking […]

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Help Your New Year’s Resolutions Stick

Q. I thought I was going to get control of my money and make a lot of other positive changes in my life in 2021, but very few of the things I wanted to accomplish happened. I started strong, and began with serious intentions, but somewhere along the way I lost focus. Can you give […]

Dave-Says-Dec-21

How Can I Stop Being Strapped for Money?

I have a good job and make pretty good money, but I’m tired of always worrying about my finances and being strapped for cash at the end of the month. I’ve heard you talk about getting out of debt and living on a zero-based budget, but what exactly is a zero-based budget? The concept of […]

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Can I Protect Myself Against Inflation?

Q. All the talk on the news about inflation is a little scary. Is there any way to protect yourself against it on a day-to-day basis? A. When people start talking about inflation, it seems like there are always some who want to start collecting gold, fill eve-ry container they own with gasoline and stick […]

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Teaching Children the Value of Work

What are your views on teaching children good work habits? Many of our friends don’t require their kids to help out or work around the house, but we both strongly feel that instilling a strong work ethic early in life is one of the best things you can do as a parent for your children. […]

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Dave Says: Make an Impact with Investing?

A friend recently mentioned something called impact investing to me. What exactly is this? How do impact investment funds perform, and what do you think about them? Impact investing generally aims to benefit society, while providing a profit for the investor, by investing in companies, funds and organizations that are aligned with causes, certain values […]

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Bless Them, Just Don’t Enable Them

My husband and I are both teachers, and we’re on Baby Step 7. We’re struggling with things where our wills are concerned. Three of our four adult children aren’t being wise with their money, and my husband and I disagree on how to talk to them about it and how it may affect us re-structuring […]

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