Currently Browsing: Dave Says 63 articles
The Big Six of Small Business
Q. In your opinion, why do most small businesses fail? I’d also be interested to know which business reports you believe are most valuable to a small business owner. A. […]
An Underlying Lack of Character and Respect
Q. I just got married a week ago, and my husband and I are already having problems. While we were single, we practiced doing budgets together, and we agreed to […]
Financial Peace or Financial Risk?
Q. Is it ever okay to pull money out of your emergency fund to pay off your home? My husband and I were talking about this the other day, because […]
It’s Not Too Late to Save for Retirement
I’m 50 years old, and through a series of bad life decisions, I have nothing set aside for retirement. Now that I’m finally in a better place financially, I’m getting […]
My Wife Thinks She Owes Me
My wife and I have been married for nine months, and we’ve been following your Baby Steps plan for three months. We have about $50,000 in debt, and I recently […]
Commision for Kids?
I’m trying to wrap my head around your commission method of giving money to kids. We have an 11-year-old and a 16-year-old. Should they have individual lists of tasks, or […]
Rewards, Responsibility and Teachable Moments
Q. Our son is a freshman in high school, and he has the opportunity to take a school-sponsored, week-long trip next year with the rest of his class. The student […]
Giving is Always in Season
My husband and I are putting money aside for Christmas. Recently, we were talking about what we might get our six-year-old twins, when we decided we want to make sure […]
There’s No Fun in Dysfunctional
My husband and I are both 25. We’ve been married just over a year. I’m a stay-at-home mom, and we have one baby. Because I’m home with our son and […]
Investing or Paying Off Student Loan Debt?
Our daughter is a student, and she has $10,000 in student loan debt. She works part-time, and has a couple of scholarships, but she has borrowed a little along the […]