Currently Browsing: Dave Says 28 articles

Dave-says-Sept-23

Different Personality Types Can Be a Good Thing

My husband is an entrepreneur. He has a very hard driving, energetic personality and way of doing things, while I’m more laid back and soft spoken. How can I support […]

Dave-Says-cash-in-401k-Aug2023

Should I Cash in 401(k) to Pay Off Mortgage?

Should I cash in my 401(k) to pay off my car? I have just enough in the account to pay off the car and free up money in my budget. […]

Dave-Says-July-23

Is the Threat of De-Dollarization Real?

I’m hearing more and more about “de-dollarization” and how several countries are moving away from the U.S. dollar as their basis of international trade. Will this affect the strength of […]

Dave-Says-GenZ and Millennials June-2023

Gen Zers and Millennialsin the Workforce

Q. I am the managing partner of a family business. We would like to add to our team, but I’m worried we can’t try to hold millennials and Gen Zers […]

Dave-Says-work-first-play-later-May-2023

Sometimes Helping Means More Than Just Giving

Q. How do you handle a situation where someone needs financial help, but has misspent money you’ve given them in the past? My wife and I have been trying to […]

Dave-Says-work-first-play-later-April-2023

Work First, Play Later

I brought about $15,000 in student loan debt into our marriage. I’m 26, my wife is 27, and we’ve been married a little over a year. During that time, our […]

Dave Says-Aging Parents-March 2023

Should I Provide Financial Help to My Aging Parents?

Q. My parents are both in their seventies. They have been healthy and active all their lives, but in spite of them both having good jobs they neglected to plan […]

Dave-Ramsey-all-mags

Should We Wait to Buy a House?

Q. Is it even worth it to buy a house these days? I’ve always been told buying a house is the adult thing to do and that it’s a great […]

Dave-Says-Jan-23-all-mags

Hope Is a Good Thing

What is the main difference between people who follow your plan, stick with it and succeed, and those who fall off along the way? I’ve walked with thousands of families […]

Dave-Ramsey-Dec-22

Is It Okay to Hide Money From My Spouse?

After hearing you talk about financial infidelity, I have to admit that I hide money from my husband. I have been setting aside money for emergencies without his knowledge. He […]

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