Currently Browsing: Dave Says 39 articles

Dave-Says-Aug-24

Identity Theft Protection?

How important do you feel identity theft protection is today? Should my husband and I buy it just for ourselves, or should we cover the kids, too? A. Unless you’ve […]

dave-says-all-mags

Compassion AND Reasonable Boundaries

I have one person who seems to have endless things pop up throughout the year, and she’s always asking for extra time off. This year, she has already used up […]

dave-says

Don’t Risk It All

My husband is a good, hard-working man, who has been stuck in a job he really doesn’t like for almost 10 years. He came to me the other day with […]

dave-says-May-24

How to Know When You Should Offer Advice/Help

I’m worried about my younger brother, and I need some advice. He’s divorced and has a son, and lately, it seems like he only wants to be a dad when […]

DAve-Says-April-24

If You’re Not Going All In, Stay Out

I have an idea for a small business I think would be a huge success in my area. How do you feel about me keeping my current day job, and […]

Dave-Ramsey-March-2024

A Lesson He’ll Remember For the Rest of His Life

Our 21-year-old son is in college, and we’ve always warned him to stay away from credit cards. Despite our warnings, we recently learned he got a store-branded credit card. The […]

Dave-Says-Feb-24

It’s a Credit Card Addiction

I think my mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops anyway, chalks up more and more debt, acquires more credit cards, and thinks […]

Dave-Says-Jan-24

What Kind of Life Insurance Do You Recommend?

Q. My wife and I are both 36 years old, and we have two children. Our son is six, and our daughter will be four next month. We’ve been walking […]

Dave-Says-Dec-23

Teach Them to Be Givers… And Be an Example

Q. With all the commercials and marketing that accompany the holiday season, how can parents teach their young children about giving and putting others first at this time of year? […]

Dave-Says-Nov-23

Should I Create a Small – Business Budget?

I know when it comes to personal finance, you’re a big fan of living on a written, monthly budget. Should you do a small-business budget the same way you do […]

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