Currently Browsing: Dave Says 33 articles

Dave-Says-Feb-24

It’s a Credit Card Addiction

I think my mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops anyway, chalks up more and more debt, acquires more credit cards, and thinks […]

Dave-Says-Jan-24

What Kind of Life Insurance Do You Recommend?

Q. My wife and I are both 36 years old, and we have two children. Our son is six, and our daughter will be four next month. We’ve been walking […]

Dave-Says-Dec-23

Teach Them to Be Givers… And Be an Example

Q. With all the commercials and marketing that accompany the holiday season, how can parents teach their young children about giving and putting others first at this time of year? […]

Dave-Says-Nov-23

Should I Create a Small – Business Budget?

I know when it comes to personal finance, you’re a big fan of living on a written, monthly budget. Should you do a small-business budget the same way you do […]

Dave-Ramsey-Oct-23

Love Them Enough to Teach Them Welll

My husband and I are having arguments about money where our children are concerned. They are both 16, and I think they should have part-time jobs and be learning the […]

Dave-says-Sept-23

Different Personality Types Can Be a Good Thing

My husband is an entrepreneur. He has a very hard driving, energetic personality and way of doing things, while I’m more laid back and soft spoken. How can I support […]

Dave-Says-cash-in-401k-Aug2023

Should I Cash in 401(k) to Pay Off Mortgage?

Should I cash in my 401(k) to pay off my car? I have just enough in the account to pay off the car and free up money in my budget. […]

Dave-Says-July-23

Is the Threat of De-Dollarization Real?

I’m hearing more and more about “de-dollarization” and how several countries are moving away from the U.S. dollar as their basis of international trade. Will this affect the strength of […]

Dave-Says-GenZ and Millennials June-2023

Gen Zers and Millennialsin the Workforce

Q. I am the managing partner of a family business. We would like to add to our team, but I’m worried we can’t try to hold millennials and Gen Zers […]

Dave-Says-work-first-play-later-May-2023

Sometimes Helping Means More Than Just Giving

Q. How do you handle a situation where someone needs financial help, but has misspent money you’ve given them in the past? My wife and I have been trying to […]

Greater Pensacola Parents
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