Currently Browsing: Dave Says 63 articles
Work First, Play Later
I brought about $15,000 in student loan debt into our marriage. I’m 26, my wife is 27, and we’ve been married a little over a year. During that time, our […]
Should I Provide Financial Help to My Aging Parents?
Q. My parents are both in their seventies. They have been healthy and active all their lives, but in spite of them both having good jobs they neglected to plan […]
Should We Wait to Buy a House?
Q. Is it even worth it to buy a house these days? I’ve always been told buying a house is the adult thing to do and that it’s a great […]
Hope Is a Good Thing
What is the main difference between people who follow your plan, stick with it and succeed, and those who fall off along the way? I’ve walked with thousands of families […]
Is It Okay to Hide Money From My Spouse?
After hearing you talk about financial infidelity, I have to admit that I hide money from my husband. I have been setting aside money for emergencies without his knowledge. He […]
Cutting Costs During the Holiday Season
We’re doing our best to stick to our cash Christmas budget this year. Are there any traps to avoid, and do you have other advice on ways we can cut […]
Should I Buy a Hybrid to Deal with Gas Prices?
Q. Do you think I should get a new hybrid car to save money on gas? A lot of my friends have done this, and with the rise in gas […]
These Debt Reduction Strategies Are a Bad Idea
Q. I’ve been seeing lots of ads lately for debt consolidation companies, debt settlement companies and the HELOC. Are any of these methods for reducing debt a good idea? A. […]
Teach Them, Don’t Enable
Q. My younger brother and his wife did their taxes last month and learned they owe $15,000 to the IRS. I love them both, but they are extremely irresponsible with […]
I Wouldn’t Go That Far
Our son is in high school, and he has a part-time job. He makes good grades, and we have always tried to teach him how to save and handle money […]